Treasury Announces Investment Lineup for Trump Accounts

By Deborah Fuhr
Managing Partner & Founder, ETFGI
2 July 2026

The U.S. Treasury has announced the ETF lineup for the new Trump Accounts program, designed to help families invest for their children's future.

At launch, all contributions will be invested in the State Street Investment Management  SPDR Portfolio S&P 500 ETF (SPYM), which has been selected as the default investment option.

The Treasury has also approved four additional low-cost index ETFs that parents and guardians will be able to choose from once investment election functionality becomes available:

✅ BlackRock iShares Core S&P 500 ETF (IVV)
✅ Vanguard Total Stock Market ETF (VTI)
✅  State Street Investment Management SPDR Portfolio S&P 1500 ETF (SPTM)
✅ BlackRock iShares Core S&P Total U.S. Stock Market ETF (ITOT)

Trump Accounts can be established for eligible children under age 18 with a valid Social Security number. Contributions may be made by parents, guardians, grandparents, relatives, friends, employers, and certain governmental or charitable organizations. Total annual contributions are capped at $5,000 per child, indexed for inflation after 2027.

Employers may contribute up to $2,500 annually, which counts toward the overall $5,000 limit.

In addition, the federal government will make a one-time $1,000 contribution for eligible U.S. citizen children born between January 1, 2025, and December 31, 2028.

From an ETF industry perspective, the program is notable because it relies exclusively on low-cost, broad-market ETFs from BlackRock, Vanguard, and State Street Investment Management, reinforcing the role of ETFs as mainstream long-term investment vehicles for retail investors and potentially creating a significant new source of ETF assets over time.

For more information, visit: https://home.treasury.gov/news/press-releases/sb0551

Contact: 
Deborah Fuhr 
Managing Partner, Founder 
ETFGI 
Mobile: +44 777 5823 111 
Email: deborah.fuhr@etfgi.com 
Web: www.etfgi.com 

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